Category: Data Security
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News of Note: Summer 2026
The summer of 2026 witnessed significant advancements in payment technology, marked by the introduction of Swift’s cross-border framework and generative AI agents for autonomous transactions. Leadership changes spurred strategic planning for upcoming IPOs, while mergers and acquisitions shaped the industry. The focus shifted to real-time operations and regulatory compliance in a highly integrated financial ecosystem.
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News of Note: Kicking Off 2026
To kick off 2026, payment news focuses on major boosts to retirement/savings limits, sweeping student loan changes, rising scams, ongoiong bank mergers, and new payment regulations for stablecoins/BNPL, alongside strategic moves for managing rising costs and leverating AI in payments systems.
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The Open Banking Rule: Why Its Future Is Suddenly Uncertain
The Consumer Financial Protection Bureau’s Open Banking Rule aimed to enhance consumer control over financial data and spur competition. However, legal challenges, leadership changes, budget concerns, and political tensions have stalled its implementation, leaving its future uncertain.
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News of Note: November 14, 2025
This week’s paytech news outlines significant developments including Visa’s stablecoin pilot for faster payouts, a shift towards targeted blockchain payments, the scaling of real-time payments, AI innovations in emerging markets, and growing regulatory pressures on fintech and cross-border transactions.
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The GENIUS Act’s Ripple Effect on Paytech
The GENIUS Act of 2025 establishes the first clear U.S. framework for stablecoins, boosting trust, compliance, and innovation across the payments industry while paving the way for faster, more secure digital transactions. But what are the risks and how do we get ready?
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AI’s Ever-Evolving Role in Payments
AI is reshaping the payments industry, improving speed, security, and personalization across every transaction. From fraud detection to intelligent payment routing, AI enables smarter, more efficient systems. But it is not without its challenges and risks…
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Money 20/20 USA 2024: Key Highlights
Future of Payments was honored to have two of our key contributors speak at this year’s Money 20/20 USA conference. Here are our key take aways…